Pay like a local
even if you’re
a dog
I’m Payka. With me you’ll forget about ATMs, dirty cash, and endless hassle. One phone is all you need, pay everywhere in Thailand, feel the freedom. Scan. Pay. Smile.
Paying in Thailand made easy
Payka is your financial guide in Thailand, making every payment effortless. Forget ATMs, fees, and wet cash — all you need is your phone. In 99% of cases Thailand accepts QR, and we make it simple: just scan and pay like at home. A smooth, friendly, and reliable service for tourists and expats.
Forget ATMs and exchange booths
No more searching for a machine to withdraw baht or exchanging dollars when you land in Thailand. Payka saves you time, money, and hassle — no fees, no lines, no cash stress. Every time you withdraw from an ATM in Thailand, you lose 220 baht plus a poor exchange rate.
Pay easily in any situation
No more awkward moments when you try to pay by card in a café and they ask for a local QR. With Payka, you’re always ready: just scan the code and pay instantly. Fast, simple, and like a local.
How it works
(Payka)
Pay like a local
01
Quick verification
1 minute
Open the app, sign up and pass ID check. It takes just 1 minute — faster than any bank, where the same process could take an hour.
02
Easy top-up
Add funds instantly via bank card, Apple Pay, or even crypto. No delays — your balance is ready right away.
03
Pay like a local
Use Payka anywhere in Thailand: 99% of shops and cafés accept Thai QR. Just scan and pay in seconds, with no extra taxes or hidden fees like with foreign cards.
Stats & Facts
Why Payka wins every time
Forget hidden fees, cash stress, and card rejections. Payka is the only way to pay everywhere in Thailand - fast, safe, and local.
0%
0%
0% extra fees
No hidden charges like with cards.
0%
0%
0% extra fees
No hidden charges like with cards.
0
0
1 minute
Faster verification than any bank.
0
0
1 minute
Faster verification than any bank.
0%
0%
99% places accept
Pay via QR in cafes, tuk-tuks, tours, and markets.
0%
0%
99% places accept
Pay via QR in cafes, tuk-tuks, tours, and markets.
Tourist Reality
(Payka)
Pay like a local
Why cards don’t work in Thailand
In 90% of tourist expenses, cards don’t work — or add 3–5% fees. With Payka, you skip ATMs, cash, and hassle — just scan & pay.
No dirty cash. No searching for change.
No dirty cash. No searching for change.
Everything in your phone - pay in seconds, anytime, anywhere.
Everything in your phone - pay in seconds, anytime, anywhere.
Street Life
🍜 Street food & markets 🍹 Bars & nightlife
Street Life
🍜 Street food & markets 🍹 Bars & nightlife
Tours & Fun
🏖 Tours & islands (cash only) 🏯 Temples & excursions
Tours & Fun
🏖 Tours & islands (cash only) 🏯 Temples & excursions
Relax & Ride
💆 Massage & SPA 🚕 Taxi, tuk-tuk & boats
Relax & Ride
💆 Massage & SPA 🚕 Taxi, tuk-tuk & boats
Local Shopping
🛍 Souvenirs & bazaars 🏪 7-Eleven & local shops
Local Shopping
🛍 Souvenirs & bazaars 🏪 7-Eleven & local shops
Everyday Spend
Daily Needs
Everyday Spend
Daily Needs
See Payka in action
Payka app
Pay like a local
Your wallet, always with you
Top up your balance, manage your funds, make payments in seconds.
Use your phone to scan Thai QR codes - from
street food to tuk-tuks.
Scan & Pay anywhere
FAQ
01
Do I need a Thai bank account to use Payka?
02
Where can I use Payka?
03
How do I top up my balance and how long does it take?
05
Is Payka safe to use?
06
Can I leave tips with Payka?
07
Is Payka only for tourists?
08
What if my card doesn’t work or there’s no change?
Enjoy Thailand
Without Limits
From Bangkok’s street food to Phuket’s islands — pay anywhere in seconds.
Enjoy Thailand
Without Limits
From Bangkok’s street food to Phuket’s islands — pay anywhere in seconds.
Enjoy Thailand
Without Limits.
Download Payka today and pay like a local.
Pay everywhere with just one app — no cash, no cards, no worries. From taxis to street food, markets to hotels, Payka makes every payment fast, safe, and local.
Pay like a local
even if you’re
a dog
I’m Payka. With me you’ll forget about ATMs, dirty cash, and endless hassle. One phone is all you need, pay everywhere in Thailand, feel the freedom. Scan. Pay. Smile.
Paying in Thailand made easy
Payka is your financial guide in Thailand, making every payment effortless. Forget ATMs, fees, and wet cash — all you need is your phone. In 99% of cases Thailand accepts QR, and we make it simple: just scan and pay like at home. A smooth, friendly, and reliable service for tourists and expats.
Forget ATMs and exchange booths
No more searching for a machine to withdraw baht or exchanging dollars when you land in Thailand. Payka saves you time, money, and hassle — no fees, no lines, no cash stress. Every time you withdraw from an ATM in Thailand, you lose 220 baht plus a poor exchange rate.
Pay easily in any situation
No more awkward moments when you try to pay by card in a café and they ask for a local QR. With Payka, you’re always ready: just scan the code and pay instantly. Fast, simple, and like a local.
How it works
Pay like a local
01
Quick verification
Open the app, sign up and pass ID check. It takes just 1 minute — faster than any bank, where the same process could take an hour.
02
Easy top-up
Add funds instantly via bank card, Apple Pay, or even crypto. No delays — your balance is ready right away.
03
Pay like a local
Use Payka anywhere in Thailand: 99% of shops and cafés accept Thai QR. Just scan and pay in seconds, with no extra taxes or hidden fees like with foreign cards.
Stats & Facts
Why Payka wins every time
Forget hidden fees, cash stress, and card rejections. Payka is the only way to pay everywhere in Thailand - fast, safe, and local.
0%
0%
0% extra fees
No hidden charges like with cards.
0
0
1 minute
Faster verification than any bank.
0%
0%
99% places accept
Pay via QR in cafes, tuk-tuks, tours, and markets.
Tourist Reality
Pay like a local
Why cards don’t work in Thailand
In 90% of tourist expenses, cards don’t work — or add 3–5% fees. With Payka, you skip ATMs, cash, and hassle — just scan & pay.
No dirty cash. No searching for change.
Everything in your phone - pay in seconds, anytime, anywhere.
Street Life
🍜 Street food & markets 🍹 Bars & nightlife
Tours & Fun
🏖 Tours & islands (cash only) 🏯 Temples & excursions
Relax & Ride
💆 Massage & SPA 🚕 Taxi, tuk-tuk & boats
Local Shopping
🛍 Souvenirs & bazaars 🏪 7-Eleven & local shops
Everyday Spend
Daily Needs
See Payka in action
Pay like a local
Your wallet, always with you
Top up your balance, manage your funds, make payments in seconds.
Use your phone to scan Thai QR codes - from
street food to tuk-tuks.
Scan & Pay anywhere
FAQ
Do I need a Thai bank account to use Payka?
Where can I use Payka?
How do I top up my balance and how long does it take?
Is Payka safe to use?
Can I leave tips with Payka?
Is Payka only for tourists?
What if my card doesn’t work or there’s no change?
Enjoy Thailand
Without Limits
From Bangkok’s street food to Phuket’s islands — pay anywhere in seconds.
Enjoy Thailand
Without Limits.
Download Payka today and pay like a local.
Pay everywhere with just one app — no cash, no cards, no worries. From taxis to street food, markets to hotels, Payka makes every payment fast, safe, and local.
Pay like a local
even if you’re
a dog
I’m Payka. With me you’ll forget about ATMs, dirty cash, and endless hassle. One phone is all you need, pay everywhere in Thailand, feel the freedom. Scan. Pay. Smile.
Paying in Thailand made easy
Payka is your financial guide in Thailand, making every payment effortless. Forget ATMs, fees, and wet cash — all you need is your phone. In 99% of cases Thailand accepts QR, and we make it simple: just scan and pay like at home. A smooth, friendly, and reliable service for tourists and expats.
Forget ATMs and exchange booths
No more searching for a machine to withdraw baht or exchanging dollars when you land in Thailand. Payka saves you time, money, and hassle — no fees, no lines, no cash stress. Every time you withdraw from an ATM in Thailand, you lose 220 baht plus a poor exchange rate.
Pay easily in any situation
No more awkward moments when you try to pay by card in a café and they ask for a local QR. With Payka, you’re always ready: just scan the code and pay instantly. Fast, simple, and like a local.
How it works
(Payka)
Pay like a local
01
Quick verification
1 minute
Open the app, sign up and pass ID check. It takes just 1 minute — faster than any bank, where the same process could take an hour.
02
Easy top-up
Add funds instantly via bank card, Apple Pay, or even crypto. No delays — your balance is ready right away.
03
Pay like a local
Use Payka anywhere in Thailand: 99% of shops and cafés accept Thai QR. Just scan and pay in seconds, with no extra taxes or hidden fees like with foreign cards.
Stats & Facts
Why Payka wins every time
Forget hidden fees, cash stress, and card rejections. Payka is the only way to pay everywhere in Thailand - fast, safe, and local.
0%
0%
0% extra fees
No hidden charges like with cards.
0
0
1 minute
Faster verification than any bank.
0%
0%
99% places accept
Pay via QR in cafes, tuk-tuks, tours, and markets.
Tourist Reality
(Payka)
Pay like a local
Pro Services®
In 90% of tourist expenses, cards don’t work — or add 3–5% fees. With Payka, you skip ATMs, cash, and hassle — just scan & pay.
No dirty cash. No searching for change.
Everything in your phone - pay in seconds, anytime, anywhere.
Street Life
🍜 Street food & markets 🍹 Bars & nightlife
Tours & Fun
🏖 Tours & islands (cash only) 🏯 Temples & excursions
Relax & Ride
💆 Massage & SPA 🚕 Taxi, tuk-tuk & boats
Local Shopping
🛍 Souvenirs & bazaars 🏪 7-Eleven & local shops
Everyday Spend
Daily Needs
See Payka in action
Payka app
Pay like a local
Your wallet, always with you
Top up your balance, manage your funds, make payments in seconds.
Use your phone to scan Thai QR codes - from
street food to tuk-tuks.
Scan & Pay anywhere
FAQ
01
Do I need a Thai bank account to use Payka?
02
Where can I use Payka?
03
How do I top up my balance and how long does it take?
05
Is Payka safe to use?
06
Can I leave tips with Payka?
07
Is Payka only for tourists?
08
What if my card doesn’t work or there’s no change?
Enjoy Thailand
Without Limits
From Bangkok’s street food to Phuket’s islands — pay anywhere in seconds.
Enjoy Thailand
Without Limits.
Download Payka today and pay like a local.
Pay everywhere with just one app — no cash, no cards, no worries. From taxis to street food, markets to hotels, Payka makes every payment fast, safe, and local.